The accounting firm software stack in 2026: what each layer actually does
QuickBooks, Xero, Dext, BILL, Gusto: firms get compared these as if they were competing for one slot. They are not. They are five different layers of one stack, and the expensive mistakes come from buying two tools for the same layer or leaving a layer empty. Here is what each one is for, what it costs, and where Hubdoc’s shutdown left a hole.